Most people don't understand health insurance, and insurance companies know it. Unfair denials, late payments, and hopeless confusion are the norm. At last there is a solution. In eight easy steps, Making Them Pay gives practical advice about the things that drive people crazy. Like: -Figuring out what health plans really say -Understanding what benefits they provide -Finding, and understanding, the exclusions -Determining what health plans really...

Addressing the challenge of covering heath care expenses—while minimizing economic risks.
 
Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard...

"America's Bitter Pill is Steven Brill's much-anticipated, sweeping narrative of how the Affordable Care Act, or Obamacare, was written, how it is being implemented, and, most important, how it is changing--and failing to change--the rampant abuses in the healthcare industry. Brill probed the depths of our nation's healthcare crisis in his trailblazing Time magazine Special Report, which won the 2014 National Magazine Award for Public Interest. Now...

Potter shows how a huge chunk of health care spending actually bankrolls a propaganda campaign and lobbying effort focused on protecting one thing: profits.

When Becca Reynolds heads for rural Georgia to investigate a suspected crop insurance scam, she's concerned about her career, not her heart.
Chief among the suspects is handsome Ryan MacIntosh, who isn't telling everything he knows. Could his involvement possibly be deeper than his devotion to his grandmother and the small farm that's been in the family for generations?
Becca can't be sure, even though she and Ryan have shared the most intimate...

Long before the age of Big Data or the rise of today's self-quantifiers, American capitalism embraced risk --and proceeded to number our days. Life insurers led the way, developing numerical practices for measuring individuals and groups, predicting their fates, and intervening in their futures. Emanating from the gilded boardrooms of Lower Manhattan and making their way into drawing rooms and tenement apartments across the nation, these practices...

The frequency and intensity of natural disasters—such as wildfires, hurricanes, floods, and storms—is on the rise, threatening our way of life and our livelihoods. Managing this growing risk will be central to economic and social progress in the coming decades. Insurance, an often confusing and unpopular tool, will be critical to successfully emerging from the effects of these crises. Its traditional role is to protect us from unforeseen

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Finally finding an insurance company that will cover high-risk people like himself, Hunt Jackson, unemployed and divorced, soon discovers the deadly price he has to has to pay for coverage after he signs the contract.

"The subject of this book is the historical evolution of health care insurance in the United States and, based on that winding path, a set of predictions about where we are headed"--

"THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE When you think about planning for retirement-whether it's years in the future or just around the corner-you're bound to have questions. Can I ever afford to stop working? Will Social Security be there for me when I need it? Is the market a safe place for my money? How can I make my money last? Have I waited too long to start saving? Suze Orman, America's most recognized expert on personal finance,...